BBVA México customers should pay close attention to their banking transactions this month, as new fees will be applied to certain types of transfers. These charges will affect users depending on the type of transaction and the method used to send money.
While some transfers within BBVA remain free, others will now incur fees, especially interbank and international transfers. Additionally, the bank has introduced extra charges for specific services, including credit card replacements.
What Are the New Transfer Fees at BBVA México?
The updated fees at BBVA México depend on the type of transfer being made. Here is a breakdown of the new charges:
- Scheduled Transfers (CECOBAN): 3 MXN per transaction
- International Transfers: Up to 380 MXN, depending on the amount and destination
- Dollar Transfers (SPID): 5 USD per operation
- Same-Day Interbank Transfers (SPEI): 5 MXN per transaction
- Transfers Between Own Accounts and Third-Party BBVA Accounts: 4.50 MXN per transaction
It is important to note that transfers between BBVA accounts remain free when done via the BBVA mobile app or at ATMs. However, interbank transfers and those involving different financial institutions will now come with additional costs.
BBVA to Charge Extra for Credit Card Replacement
Aside from bank transfer fees, BBVA México is also implementing a 192 MXN charge (plus VAT) for customers requesting a credit card replacement due to loss or theft.
This fee applies to specific BBVA credit cards, including:
- Afinidad UNAM, BBVA
- BBVA Education Cards
- Platinum BBVA
- Gold BBVA
How to Avoid Extra Banking Fees at BBVA?
To minimize additional charges, BBVA customers can take the following steps:
- Use BBVA-to-BBVA transfers whenever possible to avoid interbank fees.
- Plan international transfers carefully to minimize costs, as fees vary based on destination and amount.
- Consider alternative transfer methods like digital wallets or direct deposits.
- Keep credit cards secure to avoid paying extra for replacements.
Final Thoughts: What BBVA Customers Need to Know
The new fees introduced by BBVA México will impact many customers, especially those who frequently make interbank or international transfers. While some transactions remain free, it is essential to be aware of these new charges to avoid unexpected costs.
BBVA’s updated pricing structure reflects broader industry trends, as financial institutions adjust their policies in response to changing market conditions. Customers are encouraged to review their banking habits and explore ways to optimize their transactions while minimizing fees.
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